Sun State Partners | Last Updated: March 24, 2026
Please read these Terms of Service ("Terms") carefully before using the website, services, or communications offered by Sun State Partners ("Company," "we," "us," or "our"). By accessing our website, submitting a form, or opting into our communications, you agree to be bound by these Terms.
By accessing or any sub-page, submitting your contact information, or opting into SMS, email, or phone communications from Sun State Partners, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use our services or submit your information.
Sun State Partners is a licensed independent insurance agency. We help individuals review, compare, and enroll in insurance products including:
Medicare Supplement (Medigap) plans
Medicare Advantage plans
Medicare Part D prescription drug plans
Life insurance (Term, Accident, and Indexed Universal Life)
Annuities
Trust & Will estate plans
By submitting your information through our website or forms, you are requesting contact from a licensed insurance agent who may present plan options, answer questions, and assist with enrollment. This constitutes a solicitation for insurance.
By opting into our SMS program or submitting your phone number on any form, you consent to receive recurring text messages from Sun State Partners regarding insurance products, appointment reminders, follow-up communications, and related services.
Message frequency: Varies based on your inquiry and interaction history
Cost: Message and data rates may apply from your mobile carrier
Opt-Out: Reply STOP to any message to unsubscribe. You will receive a one-time confirmation and no further messages will be sent
Help: Reply HELP for assistance, or contact us at [email protected]
No third-party sharing: Your mobile opt-in data and SMS consent will never be shared with third parties for their marketing purposes
Carriers are not liable for delayed or undelivered messages.
By using our website or submitting your information, you consent to receive communications from us electronically, including via email, SMS, and pre-recorded or automated telephone calls at the number(s) you provide. You acknowledge that these electronic communications satisfy any legal requirement that such communications be in writing. This consent is not a condition of purchasing any product or service.
You may revoke consent to electronic communications at any time by contacting us at [email protected] or 888-909-5428.
Sun State Partners is a licensed insurance agency. Agents associated with Sun State Partners are licensed in applicable states. Insurance products described on this website may not be available in all states or zip codes. Plan availability, benefits, and premiums vary by location and individual circumstances.
We are not connected with or endorsed by the United States government or the federal Medicare program. This website and its communications are not affiliated with any government agency, including the Social Security Administration, the Centers for Medicare & Medicaid Services (CMS), or any state insurance department.
Nothing on this website constitutes an offer to sell or solicitation to buy any insurance product in any jurisdiction where we are not licensed or where such offer or solicitation would be unlawful.
The information provided by Sun State Partners through our website, SMS messages, emails, or telephone communications is for general informational purposes only. It does not constitute financial, legal, tax, or investment advice. Insurance products involve important financial considerations and you should consult with a qualified financial advisor, attorney, or tax professional before making decisions. We make no representations about the suitability of any product for your specific situation.
All content on this website — including text, graphics, logos, images, and software — is the property of Sun State Partners or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our prior written consent.
To the fullest extent permitted by applicable law, Sun State Partners and its officers, agents, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to:
Your use of or inability to use this website or our services
Reliance on information provided on this website or in our communications
Errors, omissions, or inaccuracies in any content
Unauthorized access to or alteration of your transmissions or data
Any third-party conduct or content
Our total liability to you for any claim arising from your use of our services shall not exceed the amount paid by you, if any, to Sun State Partners in the six months preceding the claim.
You agree to defend, indemnify, and hold harmless Sun State Partners and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from: (a) your use of our website or services; (b) your violation of these Terms; or (c) your violation of any third-party rights.
Our website may contain links to third-party websites, including insurance carrier portals, government websites (such as Medicare.gov), and partner services. We are not responsible for the content, privacy practices, or terms of those sites. Links do not constitute endorsement. Your use of third-party sites is at your own risk and subject to their respective terms.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it to understand our data collection, use, and disclosure practices.
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of our services shall first be addressed through good-faith negotiation. If not resolved within thirty (30) days, the parties agree to submit to binding arbitration in Pinellas County, Florida, under the rules of the American Arbitration Association (AAA). You waive any right to a jury trial or to participate in a class action. This arbitration agreement does not prevent either party from seeking injunctive or other equitable relief from a court of competent jurisdiction.
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action not subject to arbitration shall be brought exclusively in the state or federal courts located in Pinellas County, Florida.
We reserve the right to update or modify these Terms at any time. When we do, we will update the "Last Updated" date above. Material changes will be noted on this page. Your continued use of our website or services after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
If you have questions about these Terms of Service, please contact us:
Sun State Partners
2681 Kavalier Dr., Palm Harbor, FL 34684
Email: [email protected]
Phone: 888-909-5428