Real licensed agents, not a call center.
Sun State Partners is an independent insurance agency licensed in 35 states and growing. Our licensed agents compare plans from many insurance companies to find Medicare, health, and life coverage that fits your doctors, your budget, and the years ahead. Our help is free, and there's never any pressure.
What brings you here today?
Pick the one that sounds like you. Each page explains your options in plain English, with no jargon.
A team that works for you.
Our licensed agents work for you, not the insurance company. We compare plans from many carriers and stay with you year after year.
- We work for you, not one insurance company
- Our help costs you nothing
- One agent stays with you, from first call to enrollment and beyond
Three easy steps. Zero pressure.
We talk
A 15-minute call about your doctors, your prescriptions, and your budget. No sales pitch.
We compare
Your agent lines up your options from several insurance companies side by side, including what you'd pay over a full year, not just the monthly price.
You choose
You pick what fits. We handle the paperwork and check in every year to make sure it still works for you.
One trusted team for every chapter.
Medicare is our specialty. We also help with the coverage that works around it, so it all fits together.
Medicare
Compare Medicare Supplement, Medicare Advantage, and Part D options from multiple companies in one conversation.
- Medicare Supplement
- Medicare Advantage
- Part D
- Turning 65
- Annual reviews
Health insurance (ACA)
Under 65? Compare Marketplace plans and see if you qualify for savings.
Explore health plans →
Life insurance
Term, final expense, mortgage protection, and universal life.
Learn more →Estate planning
Wills, trusts, and powers of attorney.
Learn more →Annuities & retirement income
Options for turning savings into income you can count on.
Learn more →
Not sure where to start?
Tell us what's going on and we'll point you to what matters first. A free 15-minute call, no strings attached.
Book a free call →What clients say
See what our clients say on Yelp and Trustpilot.
"…He sifts through all the new info each year and guides us to the best plan. We recommend him to all of our family and friends!"
"Stephen Spicuzza is extremely knowledgeable and cuts through the confusing multiple parts and layers of Medicare. He has helped me for several years now…"
"…He's patiently explained options to me and helped me find coverage that meets all my needs… It's been like talking to a good friend!"
Reviews are from real clients on Yelp and Trustpilot.
Your yearly chance to change plans.
Medicare Advantage and Part D plans can change their costs, networks, and drug lists every year. A quick review now can save you surprises in January, even if you're happy with your plan today.
Quick answers before you call
Do you charge for your help?
No. Insurance companies pay our agency when you enroll, so our help costs you nothing. A plan's price is the same whether you buy it through us or directly from the insurance company.
Which states are you licensed in?
Our agents are licensed in 35 states and growing. See the full list. If you're not sure, just call and ask.
How is this different from calling an insurance company?
An insurance company can only show you its own plans. As an independent agency, we can compare plans from several companies side by side and tell you honestly how they stack up.
Can you help with more than Medicare?
Yes. Our team also helps with health insurance for people under 65 (ACA), life insurance, estate planning, and annuities, so everything works together.
What should I have ready for our call?
A list of your doctors, a list of your prescriptions with doses, and your Medicare card if you have one. That's it.
Will I get a lot of sales calls?
No. You'll hear from your agent on our team, not a call center, and you can ask us to stop contacting you at any time.
Let's find the coverage that fits you.
One 15-minute call. No cost, no pressure, and you'll talk with a licensed agent on our team, not a call center.