No. We're paid a small commission by the carrier when you enroll — at no additional cost to you. The plan premium is the same whether you enroll through us or directly with the carrier. The advantage is that we shop every plan we represent on your behalf.

Independent. We're appointed with UnitedHealthcare, Aetna, Humana, Cigna HealthSpring, Mutual of Omaha, Anthem, Medico (Wellabe), United American, and several other top carriers. That means we work for you, not for any one carrier.

We'll do a free annual review of your current coverage. If your plan is still the best fit, we'll tell you. If something better is available — through any of our 30+ carriers — we'll show you the difference in writing.

Most discovery calls run 15–20 minutes. If we move forward with a quote, expect a second call of 30–45 minutes to walk through your specific plan options.

A list of your prescription medications (with dosages), your preferred doctors and any specialists, your zip code, and a sense of your monthly budget for healthcare.

Yes. We never sell your data. Information is used only to quote and service your insurance.

All 50 states. We help individuals and families nationwide.

Either download the free 2026 Medicare Guide above (delivered to your inbox immediately) or book a free 15-minute call — whichever feels right for where you are.