Medicare Annual Enrollment: Oct 15 – Dec 7
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Home / Health Insurance (ACA)
Health insurance for individuals & families

Health coverage for life before Medicare.

Self-employed, between jobs, retiring early, or buying for your family? Our licensed agents will help you compare Marketplace (ACA) plans, see if you qualify for savings based on your income, and get enrolled. Our help is free.

Family playing together on the beach
Who we help

Coverage for every situation

Self-employed & small business owners

Real coverage when there's no employer plan.

Early retirees

Bridge the years between your job and Medicare at 65.

Families & kids

Plans with the pediatricians and hospitals your family uses.

Lost job coverage

Losing coverage can open a Special Enrollment window.

Open EnrollmentNov 1 – Jan 15

Enroll by Dec 15 for coverage starting Jan 1. Enroll Dec 16 – Jan 15 for coverage starting Feb 1.

Special Enrollment

Life events like losing coverage, moving, getting married, or having a baby may let you enroll at other times.

Help paying premiums

Many people qualify for tax credits that lower their monthly premium, based on household income.

Parents and children laughing together at home
How we help

Same plans. Same prices. Plus a real team.

Marketplace plans and prices are the same whether you enroll on your own or with us. The difference is you get a licensed agent who knows the plans and will pick up the phone when you have a question.

  • Compare Bronze, Silver, and Gold plans side by side
  • Check that your doctors and prescriptions are covered
  • Estimate your savings based on your income
  • Enroll, and get help with renewals and tax forms every year
  • When you turn 65, we'll help you move to Medicare
Book a free call
How it works

Covered in three steps

1

Tell us about your household

Who needs coverage, your ZIP code, your estimated income, and your doctors.

2

Compare real options

Your agent shows you plans side by side, with your estimated savings applied.

3

Enroll & relax

We help you enroll and stay available all year for questions.

Free quote

See your health plan options

Share a few details and a licensed agent will call you with options for your household. It takes about 15 minutes.

  • No cost for our help
  • Plans from several insurance companies
  • Help all year, not just at sign-up

Prefer to shop on your own? Browse and enroll in Marketplace plans with our agency.

Shop & enroll on HealthSherpa ↗

Get my health insurance quote

We never sell your information.

FAQ

Health insurance questions

Does it cost more to use an agent?

No. Marketplace plan prices are the same whether you enroll on your own or with an agent, and our help is free.

Can I sign up outside Open Enrollment?

Only with a qualifying life event, like losing other coverage, moving, getting married, or having a baby. Tell us what changed and we'll check.

Will I qualify for help paying my premium?

It depends on your household size and income. Your agent will estimate it with you on our call.

Can I keep my doctor?

We'll check your doctors against each plan's network before you choose.

What happens when I turn 65?

We'll help you move from your Marketplace plan to Medicare without a gap in coverage.

Free, no-pressure help

Let's get your family covered.

A free 15-minute call to compare your options. No pressure.